Calculators
Auto: How long should I keep a vehicle? · How much should depreciation cost me? · How much should I put down for a vehicle? · How much will my vehicle payments be? · Should I finance or pay cash for a vehicle? · Should I lease or purchase a vehicle? · Should I use a home equity loan instead of an auto loan? · What term of vehicle loan should I choose? · What term of vehicle loan should I choose? · What vehicle can I afford? · Which is better: a new or used vehicle? · Which is better: a rebate or special dealer financing?

Banking: How much difference will the rate make? · How much will my savings be worth? · How much, at what rate, when? · How will taxes and inflation affect my savings? · What will it take to become a millionaire? · What will it take to save for a college education? · What will it take to save for a vehicle, home, etc.? · What’s it worth to reduce my spending?

Bond: At what price should I sell a bond to achieve my desired rate of return? · How will rate changes affect my bond’s current value? · Should I buy a tax-exempt or taxable bond? · Should I buy a zero coupon bond? · Should I wait a year to sell my bond? · What is my current yield on coupon income received? · What is my yield to maturity? · What is the bond return if I sell now? · What might be my yield-to-call? · What price should I pay? · Which bond is better? · Which is better: discount or high coupon rate?

Credit Cards: How important is the interest rate? · How will rate changes affect my balance? · Is a lower rate worth the annual fee? · Should I consolidate my credit cards? · Should I consolidate my debts? · What will it take to pay off my balance? · Which is better: Flight Card or Low Rate Card? · Which is better: Rebate Card or Low Rate Card?

Home Equity: How large a line of credit can I obtain? · How much will my loan payments be? · Should I consolidate debts? · Should I use a home equity loan instead of a vehicle loan? · What will it take to pay off my line of credit? · What will my tax savings be?

Insurance: How much life insurance do I need? · What is my return on a universal policy? · What is my return on a variable policy? · What is my return on a whole life policy? · Which is better: Term or Universal Life? · Which is better: Term or Variable Life? · Which is better: Term or Whole Life?

Mortgage: Am I better off refinancing? · Am I better off renting? · How advantageous are extra payments? · How can I reduce mortgage insurance costs? · How much can I borrow? · How much can I save in taxes? · How much should I put down for a new home? · How much will adjustable rate payments be? · How much will my mortgage payments be? · Should I pay points to lower the rate? · What home can I afford? · What will my closing costs be? · What will my refinancing costs be? · Which is better: 15 or 30 year term loan? · Which is better: fixed or adjustable? · Which lender has a better loan? · Which loan is better?

Mutual Fund: At what price should I sell my fund shares to achieve my desired rate or return? · How do exchange rates affect my foreign funds? · How do growth and income funds compare? · How much do fees affect my fund’s rate of return? · Should I sell my funds now and invest the money elsewhere? · Should I wait a year to sell my fund shares? · What is the return of my fund if I sell now? · When will I recover my fund costs? · Which fund is better? · Which is better: a front or back load? · Which is better: load or no load?

Stocks: At what price should I sell a stock to achieve my target rate of return? · How do exchange rates affect my foreign stocks? · How much do fees affect my stock’s rate of return? · Should I sell my stocks now and invest the money elsewhere? · Should I wait a year to sell my stocks? · What is my current yield from dividends? · What is the return on my stocks if I sell now? · When will I recover my stock costs? · Which are better: income or growth stocks?

Bugdeting: How much am I spending? · How much should I set aside for emergencies? · How much will it cost to raise a child? · Should I pay off debt or invest in savings? · Should my spouse work too? · What will it take to pay off my balance? · What's it worth to reduce my spending?

Paycheck Planning: How does my 401(k) affect my take-home income? · How much are my employee stock options worth today? · How much in taxes do I owe on my tip income? · How much is my bonus worth if taxed as ordinary income? · How much is my bonus worth if taxed as supplemental income? · How much of my paycheck do I take home as a salaried employee? · How much of my paycheck do I take home as a U.S. government employee · How much of my paycheck do I take home as an hourly employee? · How should I fill out my W-4 form? · What's my yearly income before taxes and deductions?

Retirement: Am I saving enough? What can I change? · How advantageous is increasing my savings? · How much can I invest before taxes each year? · How much effect can inflation have? · How much will Social Security provide? · How will retirement affect my expenses? · How will this account be used? · What happens if tax laws change? · What if I underestimate my expenses? · What if Social Security no longer exists? · What will I earn with this account? · What will my expenses be after I retire? · What will my income be after I retire? · Which savings or income sources will be the largest? · Which savings should be used first?

Roth IRA: How do return rates affect my retirement income? · How will a large withdrawal affect the decision? · How will changes in my tax rate affect the decision? · Should I convert my IRA into a Roth IRA? · What IRA am I eligible for? · What option is best for estate planning? · When should I begin saving? · Which will provide the most retirement income?

Savings: How much difference will the rate make? · How much will my savings be worth? · How much, at what rate, when? · How will taxes and inflation affect my savings? · What will it take to become a millionaire? · What will it take to save for a college education? · What will it take to save for a vehicle, home, etc.? · Which is better: cash or payments?


Learning Guides
Buying A Car: All-important warranties · Buying a new car · Buying a used car · Kinds of invoices · Making the deal · New vs. used · Online vs. local dealer · Shopping for a car · What car do you need

Credit Reports: Consumer alert - credit repair clinics · Credit report basics · Getting help to repair your credit · How to fix errors · How to get a copy of your credit report · Reading a credit report · Reasons not to check your credit · Repair your credit · When to get a credit report

Financing A Car: Basic financing options · Buy vs. lease · Find a leasing company · Lease protection under the law · Shopping for a car loan

Asset Allocation: Allocating on your own · Asset classes · Initial allocation · Investment categories · Investment horizon · Measuring your risk tolerance · Portfolio diversification · Rebalancing your portfolio · Taxes and inflation · The asset allocation process · Understanding risk

Auto Insurance: Basics of auto insurance · Coverage · Factors affecting rates · Filing a claim · Last-resort insurance · Rating insurers · Shopping for auto insurance

Credit Card Basics: Applying for cards online · Basics of card rates · Calculating card interest · Checklist of card features · Consolidating your cards · Credit card fees · Credit laws protecting you · Dealing with card offers · Using rewards cards · Using your credit report · Wise credit card use

Employee Benefits: Benefits of tax-deferred savings · Cafeteria plans · Cash balance plans · Defined benefit plans · Defined contribution plans · Dependent care benefits · Education benefits · Employee assistance plans · Employee Stock Ownership Plans (ESOPs) · Health insurance · Keeping your benefits when changing jobs · Life & disability insurance · Retirement plans for small businesses · Using your 401(k) plan

Home Buying: Bi-weekly mortgage loans · Closing on your new home · Deciding to buy or rent · Home affordability · Improving your home's value · Mortgage lenders and brokers · Negotiating a lower price · Obtaining a lender's pre-approval · Selling your home · Shopping for a home · Shopping online for rates · Types of mortgage loans · Using a reverse mortgage

Home Refinancing: Home refinancing options · Keeping an eye on interest rates · Mortgage refinancing lenders · Resources for home refinancing · Shopping refinancing rates · The decision to refinance · When refinancing hurts you · When refinancing pays off

Homeowner's Insurance: Basics of homeowner's insurance · Contesting the settlement · Coverage types · Covering living expenses · Covering property damage · Filing a claim · Finding a good agent · Home office issues · How online aggregators work · Liability coverage · Reducing premiums · Shopping for insurance · Taking inventory

Income Tax Basics: Alternative minimum tax · Capital gains and losses · Determining your income tax bracket · Facing an IRS audit or prospective audit · Filing for an extension · Filing your tax returns electronically · IRS measurements of income · Itemizing your deductions · Taking a standard deduction · Taking personal and dependent exemptions · Taking tax credits · Taxpayer Advocate service · Who must file a return? · Withholding taxes: what is the right amount?

Investing and Taxes: Money market mutual funds · Real estate investing and taxes · Reducing investment interest · Taxes on your bonds & bond funds · Taxes on your stocks & stock funds

Investing Basics: Asset allocation · Bonds · Debt management · Diversifying investment risk · Investing & taxes · Mutual funds · Risk and return · Rule of 72 · Setting up your financial goals · Stocks · The essential budget · Your investment profile

Online Banking: Choosing an online bank · Comparing online banks · Emergence of online banking · Online banking resource center · Pros and cons of online banking · Shopping for CDs online

Paying for College: College savings plans · Education IRAs · Education savings bonds · Education tax credits · Other IRAs and 401(k) plans · Prepaid tuition plans · Price of a college degree · Qualifying for student aid · Student loans · UGMA and UTMA accounts

Renter's Insurance: Basics of renter's insurance · Contesting the settlement · Covering liability · Filing a claim · Keeping your premiums down · Legal issues · Protecting your valuables · Roommates · Taking inventory

Retirement Planning: Buying life insurance · Buying long-term care insurance · Converting to a Roth IRA · Planning your estate · Preparing for retired life · Rebalancing your asset allocation · Retirement plans for small businesses · Saving with individual retirement accounts (IRAs) · Saving with your employer's retirement plan · Taking a lump-sum distribution · Taking your company stock as a lump-sum distribution · Understanding variable annuities · Using your Social Security benefits

Taxes and The Homeowner: Capital gains on the sale of your home · Deducting home mortgage interest · Deducting mortgage points · Deducting real estate taxes · Home office expense deductions · Limits on home mortgage interest deductions · Non-deductible items · Protesting your property tax assessment

Term Life Insurance: Advantages of term insurance · Basics of term insurance · Coverage requirements · Disadvantages of term insurance · Finding a good insurance agent · Finding a good insurance company · Shopping for term insurance · Term versus universal or whole life


Travel
Airlines: Airports · America West · American · Continental · Delta · Midway · Midwest Express · Northwest · Seat Maps · Southwest · TWA · United · USAirways

General Travel: AAA · Airline Seat Maps · Airports · Amtrak · BizTravel · BizTravel Club · Excite Maps · Expedia · Flight Tracker · IGo.com · MapQuest · Maps on Us · OAG · Orbitz · Phone Numbers · SideStep · Travelocity

Hotels: Accommodation Search Engine · All Hotels · Fodors · Hilton · Hotel Discounts · Hyatt · Marriott · Places to Stay · Sheraton

Rental Cars: Alamo · Avis · Budget · Dollar · Enterprise · Hertz · National · Thrifty


Office Management
Business Helpers: Calculators · Dictionary · Salary Calculator

Human Resources: ADP · Benefits Link · Homefair · Power Payroll · WageWeb

Office Supplies & Equipment: Office Depot · OfficeMax · PC Connection · Staples · Viking

On Line Organizers: Jump · Schedule Online · Visto

Shipping: Airborne · DHL · Federal Express · Iship · Stamps.com · United Parcel Service · US Postal Service


Reference
Continuing Education: ABC Self Study · Bisys Education · Dearborn · Financial Campus · Insurance Achievement · Kinder Brothers

General: AnyWho (Phone) · Area Code · Dictionary · Switchboard · Yellow Pages · Zip Code · Zip Code + 4

Tax & Legal: AALU · Find a Lawyer · IRS · SBA Laws and Regulations · SEC News Digest · Tax Resources · US Tax Code


Finance
Banks: Bank of America · Chase · Citi Bank · First Union · Wells Fargo

Brokerage Firms: Ameritrade · Charles Schwab · Datek · E Trade · Legg Mason · Merrill Lynch · Morgan Stanley · Solomon Smith Barney · T Rowe Price

Cradit Cards: American Express · Discover · Mastercard · Visa

General: Business Week · GE Center for Financial Learning · Morningstar · Multex Investor · Quicken · Smart Money · Yahoo Finance

Mutual Funds: American Funds · Brills Interactive · Daily Stocks · Fidelity · Franklin Templeton · Janus · Lipper · Mutual Fund Cost Calculator · Mutual Fund Magazine · Nuveen · Oppenheimer · Putnam · Scudder · Vanguard · Wall Street City · Zacks

Tax Accounting Software: DacEasy · Great Plains · MYOB · Peachtree · Quicken